For When Retire – from Word doc Oct 9 2017!
Retirement Day
Teach or help someone with yoga or Reiki or meditation?
Write my book You CAN get from there to here!
Yoga
A walk
2 ½ – 3 ½ hours spiritual practice as now
1 hour or move piano
something out each day – besides walk – example:
grocery shop
grocery shop for mother
visit mother
meet up with friend
ww (sat, sun, fri)
oa (mon night either one, thurs, sat)
library or book store or coffee shop for writing book
park or beach during those seasons
fun things like events – the oxana concerts – amusement park – bg’s – zoo – wine tour – day trips alone or with others – etc etc
AND – YOU MIGHT BE WITH SOMEONE, REMEMBER! – THEN LOTS MORE GREAT STUFF AND ALONE IN HOUSE FUN TOO WHEN SOMEONE ELSE COMING HOME…
Piano/read/embroider/cook etc
AND
Retirement Money – from April 21 2018!
Retirement Money
From Brittney, typed exactly from that pink paper document
June 2015 = 55% x 146,000 = 80,500 = 5,353/mo
June 2016 = 57% x 146,000 = 85,096 = 5600/mo
June 2017 = 59 % x 146,000 = 87,016 = 5800/ mo
Age 62 sept 2017 = 650 % x 146,000 = 87,600 = 5840 + SSA = 7716/mo
Age 63 June 2018 = 61 % x 146,000 = 89,352 = 5956 _ SSA = 7832/mo
Age 64 June 2019 = 62 % x 146,000 = 91,542 = 6100 +SSA = 7980/mo
Age 65 June 2020 = 64% x 146,000 – 93,732 = 6250 + SSA = wait til 66
@ 66 years old will be 8890/mo
Now, what I’m doing on April 21, 2018, at home with notes and calculator:
If I leave June 2020, at age 64, then for a year (or so) my take-home will be 5468.
Then the following year, when S.S. kicks in, it will go to 6826 (assuming S.S. is 2270).
If I leave June 2019, at age 63, then for TWO YEARS (or so), my take-home will be 5358.
Then TWO YEARS LATER, when S.S. kicks in, it will go to 6718 (assuming S.S. is 2270)
SO the 1-year difference will mean:
- TWO YEARS AT 5358 (can I do that?) instead of 1 year at 5448.
- Lifelong monthly of 6718 instead of 6826
- 24,000 less in long-term savings.
Okay!
And For When Retire, from May 28 2018!
April, 2018 – deciding to go 1 year earlier, next year 2019 – although Britney and I had discussed that that one was bad – something about tax bracket or something….? Look into THIS!
See cell phone notes – more is there (unless have already moved here)
Lots of nature
Lots of exercise – workouts
Lots of fun – like snowboarding, swimming, national parks vacas (talk to John, yes I said John)
Earlier: (Much?)
Walk dogs (daytime only). It’s good exercise too. (Remember allergies though… hmm)
Painting
Writing
And – adding today, Dec 27 2018:
what if:
- piano 2 hours a day
- spiritual 1 1/2 hours a day
- exercise 1 hour a day (if gym, counts travel to and from time – if not gym, is walk _
- workout, or just workout)
- French 1/2 hour a day
- oa 2x a week?
- ww 1x a week?
- social 2x a week
Dec 29, 2018:
Get a dog! A shelter dog! A very small one! Can do yard for nightime and when too icy out (be careful with birds, of course)
ww leader? hmmm 🙂
Dec 30 – but allergies (dog)
meditation something
Reiki something
PT or gym something helping others
dance
Embroidery group (club)
Book club
Dec 31
Spend little time toes in sand Florida when cold here
Tons – and I do mean tons – of piano:)
And TONS of exercise
And more nature! – So how, practically? – park here, park by NB, aq, Fl, beaches and pars in summer, my own yard, my tree(s)! my birdie boys
river
walkways
streets walk at least trees
And think of more
tai chi/med/yoga/ Reiki outside
gardening
Jan 1
Dance!
Senior center
Meditation things – share with others… – or at leaset go to the hartsdale group… just did the nina larkin and SO love this FEELING ❤ !
Jan 2
Florida?
Pro – can go out more at night cause not freezing
Con – who helps me if I’m sick injure, downs (like Jo, M, St, D, J…) – and fam is here…
Jan 5
GO TO A SANCTUARY! HUG THE ANIMALS! YAY YAY YAY ❤
Jan 6
be lots of inspiration in oa and service intergroup etc
Some kind of helper at PT
Maybe SOME kind of gardening!
Or even more with indoor plants
– but I desperately want to be of some service to scared animals like dogs – maybe even just money – or sewing things for them – or walking them…
Jan 21 – Maybe I WILL want to travel a little!
Dance